Job Details

Overview

Your role in our mission

We're looking for a Senior Product Manager to join our Credit Cards team — someone who combines strategic business thinking with hands-on product development skills to deliver exceptional customer experiences and measurable business impact. This role is critical to driving spend, engagement, and revenue growth while strengthening payment capabilities, improving delinquency prevention, and ensuring we deliver high-quality, user-centered solutions.

You'll lead initiatives end-to-end — from uncovering opportunities and crafting compelling business cases, to shaping strategy, launching, and iterating based on results. Early priorities will center on increasing cardholder engagement and spend, with potential to lead impactful initiatives such as developing new card offerings, enhancing loss prevention capabilities, and expanding autopay adoption.

Prosper is on a mission to advance financial well-being through innovative, customer-centric products. Credit cards are a key pillar of that vision — giving customers more control over their finances while creating opportunities for smarter spending, greater engagement, and long-term growth.

Impact and Responsibilities

• Lead end-to-end product development — from discovery and business case creation to launch, adoption, and ongoing optimization.
• Partner with analytics to measure performance, identify opportunities, and make data-driven decisions to improve spend, engagement, and retention.
• Drive a best-in-class customer experience through thoughtful product design, user flows, and feature execution.
• Own and evolve the roadmap for key cardholder initiatives, ensuring alignment with business objectives and customer needs.
• Work closely with cross-functional partners in engineering, design, marketing, credit risk, legal, and operations to deliver products on time and to spec.
• Champion continuous learning by running experiments, gathering feedback, and iterating quickly.
• Bring strong execution discipline, ensuring projects hit milestones and deliver impact.

Qualifications

• A bachelor's degree in Business, Economics, Computer Science or related field.
• 6–10 years of product management experience in consumer financial services, in fintech or payments with Credit Card experience.
• Identify, size, and validate new business opportunities, turning insights into actionable product strategies.
• Proven ability to translate business objectives into exceptional user experiences that drive measurable results.
• Track record of leading high-impact launches and growing adoption post-launch.
• Strong analytical and problem-solving skills; comfortable with metrics, A/B testing, and performance monitoring.
• Skilled at balancing business, customer, and technical needs in decision-making.
• Exceptional collaboration skills — able to build strong, trust-based relationships across functions, influence without authority, and work through challenges constructively.
• Excellent communication and storytelling skills; able to influence at all levels.
• Self-starter with extreme ownership — you proactively identify problems, find solutions, and drive them to completion.
• Comfortable in a fast-paced, dynamic environment where priorities can shift quickly.
• Coachable and growth-oriented — open to feedback and committed to continual improvement.

What we offer

• The opportunity to collaborate with a team of creative, fun, and driven colleagues on products that have an immediate and significant impact on people's lives.
• The opportunity to work in a fast-paced environment with experienced industry leaders.
• Flexible time off, comprehensive health coverage, competitive salary, paid parental leave.
• Wellness benefits including access to mental health resources, virtual HIIT and yoga workouts.
• A bevy of other perks including Udemy access, childcare assistance, pet insurance discounts, legal assistance, and additional discounts.

Interview process

• Recruiter Call: A brief screening to discuss your experience and initial questions.
• Department Interview: Deeper dive into technical skills and project alignment with the Hiring Manager or team member.
• Case Study Round: Analyze a real-world problem, propose solutions, and present findings, evaluating analytical, strategic thinking, and presentation skills.
• Team/Virtual Interview: Meet team members for collaborative discussions, problem-solving, or technical exercises.
• Final Round: Discussion with a department head/executive.

Compensation

$169,000 - $232,000 a year, plus bonus and generous benefits. Salary will reflect location, experience, and other job-related factors.

About Us

Founded in 2005 as the first peer-to-peer marketplace lending platform in the U.S., Prosper connects people who want to borrow money with those who want to invest. Prosper has helped millions gain access to affordable credit with billions in loans originated. Our mission is to advance financial well-being through customer-centric products including personal loans, credit, HELOCs, and HELoan. We value accountability and cross-functional teamwork, believing this drives innovative thinking and mission delivery.

Our Values

• Diversity expands opportunities
• Collaboration creates better solutions
• Curiosity fuels our innovation
• Integrity defines all our relationships
• Excellence leads to longevity
• Simplicity guides our user experience
• Accountability at all levels drives results

Applicants have rights under Federal Employment Laws. Equal Employment Opportunity (EEO). Family & Medical Leave Act (FMLA). Prosper is committed to an inclusive and diverse workplace and may provide green card sponsorship for qualified applicants. For California applicants, privacy notice details are provided where applicable.